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Capital Solutions
Built for Business Growth

Legacy Venture Financial Group sources and structures financing for SMBs, real estate investors, and operators nationwide — from SBA programs and CRE lending to equipment financing, credit lines, and strategic advisory.

25+
Financing Products
$75M+
Single Deal Capacity
48h
Funding in as little as
50+
States Served
What We Do

Full-Spectrum Commercial Finance

From acquisition financing and SBA programs to credit lines, factoring, and strategic consulting — LVF Group structures solutions across every stage of business.

CRE Lending
SFR rentals, fix & flip, ground-up construction, multifamily, retail/commercial, owner-occupied — conventional & SBA.
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Business Term Loans
SBA 7(a), SBA 504, and conventional term financing for growth, acquisitions, equipment, and working capital.
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Business Credit Lines
Secured SBA, secured conventional, and unsecured revolving credit facilities for ongoing capital needs.
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Revenue-Based Financing
Same-day advances against future revenue with flexible repayment. Fast funding for businesses that need capital now.
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Factoring & Specialty Finance
Invoice factoring, purchase order financing, business-use HELOCs, and credit card processing solutions.
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Advisory & Consulting
Financial deep dives, balance sheet restructuring, profitability optimization, competitive analysis, and strategic roadmaps.
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The Process

Simple. Fast. Transparent.

01
Initial Consultation
We discuss your goals, timeline, and capital needs — no obligation, no hard sell. Just clarity on what's possible.
02
Document & Review
We gather the necessary documentation and review your financials to identify the right products and lender fit.
03
Market & Structure
We submit to the right lenders, negotiate terms, and structure the deal to optimize rate, term, and repayment.
04
Close & Fund
We guide you through closing, coordinate with all parties, and confirm your funds are received and deployed.
About LVF Group

Independent Expertise.
Institutional Backing.

Legacy Venture Financial Group (LVF Group LLC) is a commercial finance company specializing in real estate lending, business financing, and strategic advisory. We offer both in-house financing products and solutions sourced through our network of lending partners.

Our focus is on structured, asset-backed, and SBA-eligible products — providing clients with institutional-grade access and personalized, hands-on service from first conversation to funded deal.

Nationwide Origination Licensed to broker across all 50 states
Fast Turnarounds Pre-qualifications typically within 24–48 hours
15+ Product Categories CRE, SBA, term loans, credit lines, advisory
Referral Partner Network CPAs, CRE brokers, attorneys, and business brokers

LVF Group LLC offers both in-house financing products and solutions arranged through our network of lending partners. All products subject to approval, underwriting, and applicable law. Terms vary by product and borrower profile.

Ready to explore your options?

No obligation. No hard pull. Just a conversation about what's possible.

Common Questions

FAQ

What types of businesses do you work with? +
We work with a wide range of SMBs across industries — including real estate investors, contractors, retailers, professional service firms, manufacturers, distributors, and more. If you have a legitimate business and a financing need, we can likely find a fit.
Is there a cost to apply or get a consultation? +
No upfront cost for standard financing engagements. Legacy Venture Financial Group is compensated through fees earned at closing. We do not charge application fees or retainers for financing. Consulting engagements may be priced separately depending on scope.
How long does the process take? +
It depends on the product. Some business credit lines and factoring arrangements can be structured in 24–72 hours. SBA loans and CRE transactions typically take 30–90 days from application to closing depending on complexity, collateral, and lender timelines.
What credit score do I need? +
Requirements vary significantly by product. SBA loans generally prefer a 650+ personal credit score. Some asset-backed products like fix & flip or hard money loans are more flexible on credit. We'll be upfront about qualifications early in the process so there are no surprises.
Do you work with startups or early-stage businesses? +
Some products — like SBA startup loans, business-use HELOCs, and certain factoring programs — can accommodate early-stage businesses. Others require 1–2+ years in operation and established revenue. Let's talk and see what makes sense for your stage.
Commercial Real Estate

CRE Lending Solutions

From single-family rentals to ground-up multifamily construction, we source and structure CRE financing tailored to your investment strategy and exit.

Investor / Non-Owner Occupied
Investment Property Financing
Asset-backed lending for real estate investors across all property types and strategies.
DSCRLong-Term
Single Family Rental (SFR)
30-year investor DSCR loans for stabilized 1–4 unit rentals. Qualified on rental income — no personal income required.
Loan Range$75K – $3M+
LTVUp to 80%
Term15 / 30-year
Get Started →
Short-TermAsset-Based
Fix & Flip
Short-term bridge financing for 1–4 unit residential acquisitions and rehab. Funded off ARV with fast closing timelines.
Loan Range$75K – $5M
LTC / ARVUp to 90% LTC / 75% ARV
Term6–18 months
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Construction
Ground-Up Construction — SFR
New construction financing for 1–4 unit residential builds. Draws structured to project milestones.
Loan Range$150K – $5M
LTCUp to 85%
Term12–24 months
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Construction5+ Units
Ground-Up Construction — Multifamily
Construction-to-perm or standalone construction financing for multifamily (5+ units), with flexible draw structures.
Loan Range$500K – $75M+
LTCUp to 80%
Term18–36 months
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CREBridge / Perm
Retail & Commercial
Permanent and bridge financing for retail strip centers, mixed-use, office, industrial, and other income-producing commercial assets.
Loan Range$500K – $75M+
LTVUp to 75%
Term5–25 years
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BridgeAsset-Based
Hard Money & Bridge
Short-term hard money financing for time-sensitive CRE acquisitions, repositioning, or interim capital needs. Credit flexible.
Loan Range$1M – $75M+
LTVUp to 70% ARV
Term6–36 months
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Owner-Occupied
Owner-Occupied CRE
Financing for businesses purchasing or refinancing the property they operate from.
SBA 504Owner-Occupied
Owner-Occupied — SBA 504
SBA 504 financing for businesses purchasing commercial real estate they will occupy. Low down payment, long amortization, competitive fixed rates.
Down PaymentAs low as 10%
Loan Range$500K – $15M+
Term10 / 20 / 25-year
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ConventionalOwner-Occupied
Owner-Occupied — Conventional
Conventional commercial mortgage for owner-occupied properties when SBA is not preferred or eligible. Flexible structures.
LTVUp to 75–80%
Loan Range$250K – $10M+
Term5–25 years
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Disclosure

All loan products are subject to approval, underwriting guidelines, and applicable federal and state regulations. Some products are offered directly by LVF Group LLC; others are arranged through our network of lending partners. Rates, terms, and availability vary based on borrower qualifications, property type, and market conditions. Nothing on this page constitutes a commitment to lend. Real estate investment involves risk; past performance is not indicative of future results.

Have a CRE deal in mind?

Share the basics and we'll get back to you with a preliminary read within 24 hours.

Business Finance

Business Financing Solutions

SBA programs, conventional term loans, equipment financing, lines of credit, factoring, and more — structured around how your business actually operates.

SBA Government-Backed Loans
SBA Loan Programs
Government-backed financing with up to 90% LTV, long amortizations, and below-market rates. No prepayment penalty on terms under 15 years.
SBA 7(a)
SBA 7(a) Standard
The most flexible SBA program. Working capital, equipment, acquisitions, debt refinancing, partner buyouts, and owner-occupied real estate.
Loan Range$25K – $5M
TermUp to 25 yrs (10 yrs WC/Equip)
RatePrime + spread (variable)
Down Payment0% most cases
Speed30–90 days
Get Started →
SBA 7(a)CRE
SBA 7(a) — CRE
SBA-backed financing for owner-occupied commercial real estate purchase or construction. Low injection, long amortization, variable rate tied to Prime.
Loan RangeUp to $15M
TermUp to 25 years
RatePrime + spread (variable)
Down Payment10%+ typical
Speed45–90 days
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SBA 504Fixed Rate
SBA 504
Fixed-rate SBA financing for owner-occupied real estate, heavy equipment, and ground-up construction. Lowest long-term rate in the SBA suite — fixed for the life of the loan.
Loan RangeUp to $5.5M ($40M select lenders)
Term10, 20, or 25 years (FIXED)
RateTreasury-based fixed rate
Down Payment10% (borrower)
Speed60–90 days
Get Started →
Additional SBA Programs +
Conventional Term Loans
Conventional Business Term Loans
No SBA involvement — faster close, straightforward structure. Ideal for strong borrowers who want simplicity over government backing.
Conventional
Conventional Business Term Loan
Bank and non-bank term loans for established businesses. Any business purpose — growth, equipment, working capital, or refinancing. Faster close than SBA.
Loan Range$10K – $10M+
Term1–10 yrs (up to 25 w/ RE)
RateFixed or variable
Down Payment10–20% typical
Speed2–4 weeks
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Acquisition
Business Acquisition Financing
Structured financing for acquiring an existing business. SBA 7(a) is commonly used; conventional options available depending on deal structure and borrower profile.
Loan Range$250K – $5M+
TermUp to 10 years
Equity Inject10–20% typical
Speed30–60 days
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Revolving Credit
Business Lines of Credit
Draw what you need, when you need it. Interest accrues on drawn balance only.
SBA Express
SBA Express Line of Credit
Government-backed revolving line for seasonal businesses and working capital cycles. Fast SBA approval, no collateral required.
Line AmountUp to $500K
TermRevolving (10-yr max)
RatePrime-based (variable)
CollateralNone required
Speed1–3 weeks
Get Started →
Conventional
Secured Business Line of Credit
Asset-backed revolving credit secured by business assets, AR, inventory, or real estate. Larger lines at better rates than unsecured.
Line Amount$50K – $5M+
TermRevolving (annual renewal)
RatePrime-based (variable)
CollateralBusiness assets or RE
Speed2–4 weeks
Get Started →
AR-Based
Accounts Receivable Line
Revolving line collateralized by outstanding receivables — up to 80% advance on eligible AR. Ideal for invoice-heavy businesses with 30/60/90-day payment cycles.
Line Amount$50K – $5M
Advance RateUp to 80% of eligible AR
RateVariable
Speed2–3 weeks
Get Started →
Unsecured
Unsecured Business Line of Credit
Revolving credit with no collateral requirement. Draw what you need, repay, and draw again. Approval driven by credit profile and business performance.
Line Amount$10K – $250K
Min. Credit640+ preferred
Time in Business1+ years
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Equipment Financing
Equipment Financing
Equipment serves as collateral — low to no down payment, preserve working capital. New or used, any industry.
Conventional
Equipment Loan
Conventional financing for new or used equipment across any industry. Buy or lease structure available — equipment is collateral, little to no down payment required.
Loan Range$10K – $3M
Term2–7 years
RateFixed or variable
Down PaymentLittle to none
Speed1–3 weeks
Get Started →
SBA 7(a)
Equipment Loan — SBA 7(a)
SBA-backed equipment financing for larger or specialized equipment, or startups with thin operating history. Higher loan limits, no down payment.
Loan Range$25K – $5M
TermUp to 10 years
RateSBA rate caps apply
Down Payment0%
Speed3–6 weeks
Get Started →
SBA 504Fixed Rate
Equipment Loan — SBA 504
Fixed-rate 504 financing for heavy or major equipment with long useful life. Lowest long-term rate available for qualifying equipment purchases.
Loan Range$250K – $5.5M
Term10 years (FIXED)
RateTreasury-based fixed rate
Down Payment10% (borrower)
Speed60–90 days
Get Started →
Specialty Products
Specialty & Alternative Financing
Cash flow and working capital solutions for specific business structures and needs.
Same-Day
Revenue-Based Financing
Fast, flexible capital advanced against future business revenue. No fixed monthly payment — repayment scales with your cash flow. Funded same day in many cases.
Advance Amount$5K – $500K
Funding SpeedSame day – 24 hours
Min. Revenue$10K+/month
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Factoring
Invoice Factoring
Convert outstanding B2B invoices into immediate cash. Non-dilutive. Advance rates on your receivables without taking on traditional debt.
Advance Rate70–90% of invoice
Volume$10K – $10M+/mo
Contract RequiredVaries by lender
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PO Finance
Purchase Order Financing
Fund supplier payments using confirmed purchase orders. Ideal for product businesses winning orders they can't self-fund.
AdvanceUp to 100% of PO cost
RequirementConfirmed B2B/B2G POs
Min. PO Size$50K+
Get Started →
HELOCBusiness Use
Business-Use Exemption HELOC
Home equity line of credit structured under business-use exemption for business owners seeking to leverage residential equity for business capital.
Line Amount$50K – $2M+
CLTVUp to 85%
UseBusiness purpose required
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Processing
Credit Card Processing
Competitive merchant processing rates through our network. Rate review and optimization for businesses currently overpaying on interchange.
RatesInterchange+ & flat rate
HardwareAvailable
SetupFree rate analysis
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Disclosure

Some financing products are offered directly by LVF Group LLC; others are arranged through our network of lending partners. All products are subject to approval, underwriting, and applicable state and federal law. Rates shown are ranges across programs and subject to change based on creditworthiness, loan structure, and market conditions. SBA rates based on WSJ Prime Rate of 6.75% as of March 2026; SBA 504 rates based on current 10-year Treasury. Business-use HELOC products subject to applicable business-purpose exemptions — consult legal and tax counsel. Factoring and PO financing terms vary by provider. Nothing on this page constitutes a commitment to lend or extend credit.

Not sure which product fits?

Tell us about your business and we'll identify the right structure together.

Advisory Services

Business Consulting & Advisory

Beyond capital — LVF Group provides strategic advisory designed to strengthen your financial foundation, optimize operations, and position you for growth.

Our Services

What We Offer

Each engagement is scoped individually based on your business stage, goals, and challenges. We don't sell packages — we solve problems.

01
Financial Deep Dive & Planning
A comprehensive review of your financials — P&L, balance sheet, cash flow, and margins — with forward-looking modeling and a clear action plan. Ideal for businesses preparing for a loan, acquisition, or ownership transition.
02
Balance Sheet Restructuring & Optimization
Identify liabilities to refinance, assets to leverage, and structural changes that improve your borrowing capacity, reduce cost of capital, and improve lender optics — without changing how you operate.
03
Cost Optimization & Profitability Enhancement
A systematic line-by-line review of your cost structure against revenue drivers. We identify leakage, renegotiation opportunities, and margin improvement levers that go directly to your bottom line.
04
Industry Benchmark & Competitive Analysis
Understand where you stand relative to industry peers — margins, revenue per employee, operational ratios, and positioning. Know what lenders and buyers look for before they ask.
05
SEO & Website Optimization for Business Growth
A practical audit of your web presence, search visibility, and conversion points. We identify what's leaving money on the table online and provide a prioritized roadmap to fix it — no agency retainer required.
06
Strategic Roadmap & Business Expansion
A structured expansion plan tied to your financial reality — whether that's opening a new location, entering a new market, acquiring a competitor, or scaling headcount. We stress-test the plan against your balance sheet and financing options.

Advisory Disclosure

LVF Group LLC provides general business advisory and consulting services. Consulting services are distinct from and independent of financing brokerage services. Advisory engagements do not constitute legal, accounting, tax, or investment advice. Clients should consult licensed professionals for legal, tax, or accounting matters. Consulting engagements are subject to a separate engagement agreement and fee schedule.

Let's talk about your business.

Consulting engagements start with a complimentary discovery call — no obligation.

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Start the Conversation

Fill out the form and we'll follow up within one business day. No obligation, no hard credit pull at the inquiry stage.

Contact Information

LVF Group LLC

LVF Group LLC is a commercial finance company offering both in-house products and solutions arranged through our network of lending partners — serving SMBs and real estate operators nationwide.

Email info@lvfgroupllc.com
Response Time

Typically within 1 business day

Service Area

Nationwide — all 50 states

LVF Group LLC offers both in-house financing products and solutions sourced through our network of lending partners. By submitting this form, you consent to being contacted regarding your inquiry. We do not sell your information to third parties.

Tell Us About Your Needs
A quick overview helps us match you with the right product and come to the first call prepared.
— Select one or more — ▾
CRE Lending
Business Finance — SBA
Business Finance — Conventional
Business Finance — Other
Consulting

By submitting this form, you agree to be contacted by LVF Group LLC regarding your inquiry. Submitting this form does not constitute an application for credit and will not result in a hard credit inquiry. All information is kept confidential.

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Thanks for reaching out. A member of the LVF Group team will follow up within one business day.